Refinance your Loan

At Finance Emporium, we're Mortgage Brokers helping clients Australia-wide refinance their Home Loan or Investment Loan

5.0

from 50 reviews

Refinancing Finance Emporium

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Refinancing your Home or Investment Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) and find the Home or Investment Loan options for you 

Submit Application

Once you've chosen a loan, we'll submit an application on your behalf similarly to when you first took out a Home Loan or Investment Loan.

Discharge & Settlement

Once your new loan is approved, we'll work with your new lender to let your old lender know you’d like to pay out your existing loan.

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Our Latest Reviews

홍성연

As a first home buyer, I had a lot of questions and uncertainties, but Sunny guided me through the entire process with patience and professionalism. They explained every detail clearly, often more than once, and made sure I fully understood ...

Kwon Choi

Sunny has been amazing throughout our loan application journey. She helped us select the best option for us, based on the comparative analysis. You will be in good hands, stress free!

david kong

Sunny was attentive, prompt, punctual, and highly informative throughout the entire property purchase process. Most importantly, she maintained a high level of professionalism in all her interactions. She did an excellent job explaining each step clearly, making the entire experience smooth and stress-free.

Park Stella

Awesome customer service and very infomative. Got answerd what i wanted to know. Excellent explanation

Giyoung Goo

While we were working together, I was really impressed and very grateful to see the passionate and professional advice they gave and the care they gave to make sure everything went well. We hope that we will continue to achieve more success with many customers and achieve more good results in the future.

J Kim

Sunny is an exceptional broker. I have dealt with a few brokers and banks myself through purchasing several properties in the past. She is by far the best person I have done business with. She is experienced, efficient, and very professional, and she proves it with the results. I believe it's due to her extensive experience working at a major bank. I highly recommend her. She will definitely be my broker again for future refinances or financing a new loan.

We proudly work with a wide panel of trusted lenders:

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

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