Construction Loans

At Finance Emporium, we're Mortgage Brokers helping clients Australia-wide fund their new build or renovation with a Construction Loan

5.0

from 56 reviews

Construction Loans

We'll help you fund your new build or renovation with a Construction Loan

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Getting a Construction Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Construction Loan. 

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type.  We'll then handle the paperwork to get your Construction Loan approved.

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Our Latest Reviews

Jacob Youkhana

katherine hong

Sunny is the best mortgage broker and I couldn't recommend her enough! From start to finish she made the whole process stress-free and smooth. Her communication was outstanding and she was always quick to respond to my questions, kept me updated every step of the way, and made sure I felt confident in every decision. What really stood out was how genuinely she cared about helping me. Sunny guides you through the whole process and truly goes above and beyond.

Omid Sorousheh

I had a very good business with her, she done a very good job.

Jenny Kim

Sunny is always kind, active, and helps me overcome difficult situations, and she has a lot of information and is the best broker who always looks pretty with a smile. If anyone buys a house, I will actively recommend her.

이창복

Sunny is a champion! She made what could have been a stressful experience feel surprisingly easy. Sunny also took the time to understand what our family really needed and never rushed through the process. Her attention to detail and steady ...

Eun Jin Lee

Working with Sunny on our family’s home-buying journey was truly an outstanding experience. From start to finish, she was professional, knowledgeable, and incredibly supportive. Sunny took the time to understand our needs, answered every ...

We proudly work with a wide panel of trusted lenders:

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

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